How to Claim

Reclaiming money from mis-sold car finance has never been easier - follow our simple process, and we’ll handle the hard work.

How it works


1

Find your agreements

Share basic details and we’ll start discovering potential claims. It only takes a minute and is quick and easy.

2

Our experts handle the claim

MotorPayout experts review your claim, factoring in loan amount, hidden commissions, interest, and repayment terms. They handle the entire process, from preparation to submission.

3

Get Paid

After securing the best possible compensation for your claim, MotorPayout will make payment to your chosen bank account.

What happens when we accept
your claim?

We research and prepare the claim and write to your lender

We will send a letter to your lender informing them that we will be making a claim on your behalf for the finance contract that you took out.

This can involve multiple claims to multiple lenders. Any car loan taken out between 2007 to October 2024 could have been mis-sold.

We research and prepare the PCP claim and write to your lender

Response from the lender

Your finance provider should respond within 2 - 8 weeks acknowledging the claim. We will then work with them to agree the best payout.

The Supreme Court and FCA are reviewing the original case, with results expected May 2025. MotorPayout experts will monitor these developments closely and keep you informed at all key stages.

Compensation offer from the PCP lender

Payout your claim

After securing the best possible compensation for your claim, MotorPayout will make payment to your chosen bank account.

Payout your PCP claim

Don’t wait, start your claim today!